We facilitate the encounter between investors and loan applicants, developing an efficient debt service, where both parties obtain the maximum benefits.
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Logré adquirir la propiedad de mis sueños
Gracias a la asesoría financiera que EQUIDEM me suministró, el trámite fue sencillo y rápido.

Sí es posible pensar en casa propia
Con el correcto apoyo financiero y un estudio de caso profesional, puede lograrse.

Retirarse tranquilamente
Una adultez tranquila es el resultado de una vida bien planeada. EQUIDEM permite lograrlo.

FREQUENT QUESTIONS
Our loans are mainly awarded for the purchase of investment properties, either for remodeling and selling, renting or for business. You can also refinance your property and use the loan to remodel your home, consolidate debt, and do business, among others.
The type of loan we offer is private money or hard money loans, these are backed by the value of the property or real estate and not by the creditworthiness of the borrower. The property itself is used as the only guarantee in case of non-payment by the borrower, these types of loans produce higher interest rates compared to conventional or government loans. These loans are often referred to as short-term loan or bridge loan. Hard money loans are usually issued by investors or private companies and it is a way to get money somewhat faster than conventional, as it includes more agile and flexible administrative procedures.
In a loan, the guarantee is the property that functions as collateral, in case the commitment to pay the acquired loan is breached.
We accept houses, apartments, commercial premises, and land, the only requirement is that the real estate property is debt-free and that the applicant owns it.
We currently only provide credits for the states of Georgia, Florida, Tennessee and North Carolina.
Our loans do not require us to conduct a customer solvency study that contacts us. This means that if the customer does not have enough income, it is not an impediment to approving the loan.
One of our advantages is if the loan amount does not exceed $ 250,000 USD, the score is not a requirement for loan approval.
The minimum amount to request is $ 35,000 and a maximum limit of $ 3,000,000. The value will always be determined by the value of the collateral provided or by the final sale price of the investment property you wish to buy.
No, real estate that is granted as collateral for the loan must be free of charge. In cases of buying investment properties, closing lawyers are responsible for the release of the charges.
To assess the granting of your loan, simply fill out a form with simple questions so that we can determine if your application is viable. Once your application is accepted, we will ask you for the minimum documentation to make the process as quick and simple as possible.
All loan closing transactions are made with expert lawyers who guarantee the legality and transparency of the process.
Closing fees, administrative expenses and property insurance.
After receiving the completed and signed form or application alongside the requirements, it will take 24 hours for you to get an answer.
It will all depend on the availability of the funds and the time when the closing lawyers have the documents ready.
You can cancel the loan at any time, you will only pay interest for the elapsed time and, in addition, on some of our loans, no penalty will apply for early cancellation!
Yes, with only your passport or consular certificate, you can get a loan with us.
Leave us your information,one of our advisors will
contact you and give you more information.

Phone: (404) 445-8448
E-mail: info@equidem.com
Hours: Monday – Friday 9:00 am to 5:30 pm
Address: 2974 LOOKOUT PLACE NE
SUITE 150
ATLANTA, GA 30305